Dental Insurance Eugene
Happy to Help You Navigate Your Benefits
At Smile Institute, our front desk staff are experts at helping you navigate your dental insurance benefits. We know the ins-and-outs of countless policies and want to help you save from high out-of-pocket costs whenever we can. If you have questions about how your plan works, whether we accept your policy, or would like us to conduct a complimentary benefits check, give our Eugene dental office a call. We’ve also included some helpful general dental insurance information below so you can gain a better understanding of how your plan works.
Understanding How Dental Insurance Works
Dental insurance is different from medical insurance in the fact that it predominantly focuses on prevention instead of treatment when it comes to the services that it will cover. In an effort to keep payouts lower, dental insurance companies cover a majority or all of the cost of less invasive and preventive services, like checkups and cleanings and fillings. This is to encourage patients to visit the dentist regularly to keep the small issues from requiring more extensive intervention.
What Your Dental Insurance Plan Covers
It’s important to keep in mind that every dental insurance plan is different. Because of this, there’s no set coverage for certain treatments. The percentage of which a certain treatment will be covered under your individual plan can only be determined by speaking directly with your insurance company. That being said, in most cases, they use a 100-80-50 coverage model. This means they cover 100 percent of the cost of checkups and cleanings, routine X-rays, and other preventive services, 80 percent of basic restorative treatments like bonding and fillings, and 50 percent of more advanced procedures, like root canals, tooth extractions, crowns, etc.
Our In-Network PPO Dental Insurance Providers
Dr. Sutter is in-network with several major PPO dental insurance plans, including the ones listed below. This means that he’s contracted with these insurance companies to offer the highest level of savings possible to patients who hold these plans. If you don’t see your plan listed below, don’t hesitate to call our office to see how we can help you maximize your benefits.
We proudly accept the following dental insurance plans:
- Delta
- Cigna
- Unum
- Pacific Source
- And many more!
Don’t see your plan? We likely take it! Reach out to our team today!